USA Income Tax Calculator

Calculate your 2024 federal income tax and take-home pay

Tax Year 2024

Income & Deductions

Enter your annual income and filing information

$

Your total annual income before taxes

$

401(k), IRA, HSA, student loan interest, etc.

$

Varies by state (0-13.3%)

Tax Summary

Your tax breakdown and net income

Annual Net Income

$60,921.5

$5,077 per month

Federal Income Tax

13.81% effective rate

$8,341

Social Security

6.2% (up to $168,600)

$4,650

Medicare

1.45% + 0.9% over threshold

$1,088

Total Tax

18.77% of gross income

$14,079

Marginal Rate

22%

Effective Rate

18.8%

Federal Tax Bracket Breakdown

How your income is taxed across different brackets

10%
$0 - $11,600
$1,160
$11,600 taxed at 10%
12%
$11,600 - $47,150
$4,266
$35,550 taxed at 12%
22%
$47,150 - $100,525
$2,915
$13,250 taxed at 22%

Taxable Income

After $14,600 in deductions

$60,400

Understanding Your Taxes

Tax Components

  • • Federal Income Tax: Progressive tax based on income brackets
  • • Social Security: 6.2% up to $168,600 wage base
  • • Medicare: 1.45% on all income + 0.9% over threshold
  • • State Tax: Varies by state (0-13.3%)
  • • Standard Deduction: Reduces taxable income

Key Terms

  • • Marginal Rate: Tax rate on your last dollar earned
  • • Effective Rate: Average tax rate on all income
  • • Taxable Income: Income after deductions
  • • FICA: Social Security + Medicare taxes
  • • Net Income: Take-home pay after all taxes

Disclaimer: This calculator provides estimates for educational purposes based on 2024 federal tax brackets. Actual tax liability may vary based on credits, additional deductions, and individual circumstances. Consult a tax professional or CPA for personalized advice.